How to choose a corporate card?

Corporate payment cards offer many advantages: saving time, easier cash flow management, simplified accounting… However benefits vary depending on the type of card and services offered. That’s why it’s important to carefully compare your options. Key criteria include: immediate or deferred debit, employee advances or direct company account, configuration options, security, ease of use, and accounting automation. The Mooncard solution brings together all the benefits of a corporate card: secure, configurable, and designed to automate company expense management, from payment to accounting.

Corporate card, business card, company card: what’s the difference?

Business cards are traditional credit cards with deferred payment, where employees can request reimbursement before the card is charged. Company/business cards debit directly from the company account, avoiding advances of personal funds, but they don’t eliminate the heavy admin burden of expense reports. Corporate cards strike the best balance: they are secure and customizable, employees don’t advance expenses, and expense reporting is fully automated.

Why choose a corporate card?

In their daily missions (travel, meals, subscriptions, etc.), employees incur expenses that are tedious to process without an automated solution. Corporate cards make life easier for both employees and finance teams: secure, convenient, and reliable, they automate expense management and provide managers with real-time oversight.

What company size is Mooncard for?

Mooncard is designed for all organizations where employees incur professional expenses: freelancers, SMEs, large enterprises (1,000+ employees), or fleet managers. Whatever your sector or company size, Mooncard removes the mental load of handling expenses and expense reports.

Discover our pricing for businesses

Basic

An affordable package that includes the essential features of the Mooncard solution for managing your expenses simply and efficiently.

Basic plan includes:

Physical VISA cards
Virtual cards (recurring or one-time)
SMS & Push notifications for payment receipts
Unlimited expense reporting and transactions

Pro

An advanced offering for businesses that require extensive controls and seamless integration of accounting processes.

Pro plan includes everything in Basic, plus:

Custom spending rules and alerts
Automated accounting integration and bank reconciliation
User management by profile (accountant, manager, etc.)
Dedicated account manager & phone support

Expert

A tailor-made offer that allows you to go even further in customizing your processes and integrating your data.

Enterprise plan includes everything in Pro, plus:

Unlimited virtual cards
Custom ERP/accounting integration
SSO (Single Sign-On)
VIP spending & withdrawal limits
0.20% Cashback

Optimized payment methods

Basic

Pro

Expert

Physical VISA cards

Recurring or single-use virtual cards

Electronic wallet (Apple Pay & Google Pay)

Usage rule settings (hours, days, merchant types, expense types...)

SMS & Push notifications requesting payment receipt upload

ATM cash withdrawals

Spending limit alerts

3D Secure

Reusable card configuration templates

Expense report entry

Unlimited transactions

Unlimited virtual cards

Pre-accounting

Basic

Pro

Expert

Bank statements

Transaction statements

Accounting integration engine

Accounting exports

Archiving with probative value

Customization of expense types

Creation of custom export templates

Automated bank reconciliation

Customization of VAT codes/accounts

Expense management and control

Basic

Pro

Expert

Real-time overview and export of all expenses (by department, analytical code, etc.)

Real-time overview and export of VAT analysis

Real-time overview and export of expense reimbursements

Real-time overview and export of “business meal” expense analysis

Expense limits per employee, per purchase, per period (hour, day, etc.)

Referencing and creation of a table of suppliers where Mooncard has been used

Referencing and creation of a table of participants linked to an expense (e.g., meals)

Approval process

Account balance alerts

Creation and management of users by profile (accountant, manager, admin, user, etc.)

Customized approval processes

Email notification to employees when the expense has been marked as reimbursed

Car fleet management

Basic

Pro

Expert

Ability to link a vehicle when assigning a new card

QR code module to access the expense record

Expense analysis by vehicle

Expense report management

Basic

Pro

Expert

Automatic capture and data entry (OCR) of expense details

Manual entry of external expenses (without Mooncard)

Calculation of mileage allowances and reimbursements to be made

Automatic card blocking in case of missing receipts

Customization of employee reminder emails

Automatic reporting of non-compliant expenses made with the card

Support

Basic

Pro

Expert

Help center, FAQ

Support via email and live chat

Implementation through webinar and self-service content

Phone support

Physical VISA cards

Dedicated Expert / Customer Success Manager (recurring meetings, account follow-up, personalized assistance)

Implementation et deployment

Standard (2h)

Premium (Illimité)

Integration

Basic

Pro

Expert

Data flow management via our open API

ERP integration via native connectors

Custom ERP/accounting software integration

Security and services

Basic

Pro

Expert

Mobile app with advanced features (service station list, expense approval, receipt entry, etc.)

SSO (Single Sign On)

VIP spending and withdrawal limits

Cashback (capped at the monthly subscription amount)

0.10%

0.20%

Card issuance fees

10€

Free

Loading fees

Loading fees with Flying Blue program

1.5%

How to choose a corporate card?

Corporate payment cards offer many advantages: saving time, easier cash flow management, simplified accounting… However benefits vary depending on the type of card and services offered. That’s why it’s important to carefully compare your options. Key criteria include: immediate or deferred debit, employee advances or direct company account, configuration options, security, ease of use, and accounting automation. The Mooncard solution brings together all the benefits of a corporate card: secure, configurable, and designed to automate company expense management, from payment to accounting.
Corporate card, business card, company card: what’s the difference?

Business cards are traditional credit cards with deferred payment, where employees can request reimbursement before the card is charged. Company/business cards debit directly from the company account, avoiding advances of personal funds, but they don’t eliminate the heavy admin burden of expense reports. Corporate cards strike the best balance: they are secure and customizable, employees don’t advance expenses, and expense reporting is fully automated.
Why choose a corporate card?

In their daily missions (travel, meals, subscriptions, etc.), employees incur expenses that are tedious to process without an automated solution. Corporate cards make life easier for both employees and finance teams: secure, convenient, and reliable, they automate expense management and provide managers with real-time oversight.
What company size is Mooncard for?

Mooncard is designed for all organizations where employees incur professional expenses: freelancers, SMEs, large enterprises (1,000+ employees), or fleet managers. Whatever your sector or company size, Mooncard removes the mental load of handling expenses and expense reports.

Our solutions to optimize your business expense management

Three packages to best meet the needs of your business: Basic, Pro and Expert. Select the one that will make you ditch the way you currently manage your business expenses.

Any questions?

Got a question? We have the answer!